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Check an account number before paying (Opay, Moniepoint, PalmPay)

How to check if an account number has been used by a scammer before you send money in Nigeria.

Updated October 2026
Quick answerOn Plugg Check number, add the account number in the optional field. We check it against every scam report. Also confirm the account name matches the business before you pay.

Step by step

  1. Open Plugg Check number.
  2. Paste the vendor's WhatsApp number.
  3. Paste the account number in the account field.
  4. Tap Check and read the result.
  5. Make sure the account name matches the business name.

Why account numbers matter

Scammers change phone numbers often, but they keep using the same bank accounts. Checking the account catches them even with a new number.

Check a number for free

Paste any WhatsApp number or account number and see if Nigerians reported it.

Check a number

Questions people ask

Does it work for Opay accounts?

Yes. Any account number that was reported shows up, whatever the bank or wallet.

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How to know if a vendor is a scammer in NigeriaCheck if a WhatsApp number is a scam (free)How to know a fake Instagram vendor in NigeriaWarning signs a WhatsApp number belongs to a scammer
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